Understanding Your Auto Insurance Options
Auto insurance is designed to help protect you financially when the unexpected happens on the road. Depending on the policy and coverage you select, protection may include:

Liability Coverage
Helps protect you financially if you are legally responsible for injuries or property damage resulting from an automobile accident.
Collision Coverage
Can help pay for damage to your vehicle resulting from a collision with another vehicle or object, subject to your deductible and policy terms.

Comprehensive Coverage
Can help cover certain types of damage to your vehicle that are not caused by a collision, such as theft, vandalism, weather-related damage, or falling objects.

Uninsured / Underinsured Motorist Coverage
Can provide protection when you’re involved in an accident with a driver who has insufficient insurance—or no insurance at all.
Medical Payments and Other Available Coverages
Additional coverage options may be available depending upon your circumstances, your vehicle, and applicable Arizona insurance requirements.

Coverage for the Way You Drive
Your insurance needs can change based on the vehicles you own, how they are used, who drives them, your desired deductibles, and the amount of financial protection you want.
Safe Harbor can help you review those factors and compare available options.
Have Both Home and Auto Insurance?
If you need coverage for both your home and your vehicles, it can make sense to review them together. Depending upon the insurance carrier and your individual situation, combining policies may provide additional convenience or potential savings.
This follows the Home + Auto cross-sell direction we included in the redesign.


