Safe Harbor Insurance is partnering with Ethos to help protect the people you love.

Simple, affordable life insurance starts here

New state approved guaranteed coverage

We are now directing you to our partner, Ethos, to complete your application. Safe Harbor Insurance will not be your host while there and is not responsible for content provided by third-party sites, including Ethos. Please note that you are subject to the destination site’s Privacy Policy and Terms & Conditions.

Watch The Video

How will your family pay for your funeral?

In 2018, the average cost for a funeral was $15,000. That cost does not include headstones, monument, or marker cost or charges such as floral arrangements and placing an obituary. And the costs continue to rise.

What happens if your family can't afford a funeral?

There is no charity or government organization that will pay off any debt you’ve accrued if you arrange a funeral that’s beyond your means. Funeral homes are not required to let you pay for funeral costs in installments, and an increasing number are asking for payment in full up front. When families do not have the money for a funeral, they simply cannot claim the loved one’s body.

Is life insurance the answer?

Life insurance can guarantee that your loved ones are provided with the money they need to give you a proper and dignified burial. Unlike savings accounts, which are often so often stretched thin during hard times, life insurance provides a dedicated pot of money that your loved ones can use during this difficult time for anything they need. It’s not limited to Funeral arrangements.

Rates start at less than $1 per day!

Even better, there is no medical exam and no medical questions required to apply. With Burial or Final expense insurance, your monthly premium is locked in and will never go up, while the amount of your death benefit is also locked in and will never go down, as long as you continue to pay your premium.

We know getting life insurance can seem complex and time-consuming, but it doesn't have to be- with Ethos and Safe Harbor Insurance!

Ethos is a new way to get life insurance.  The 100% online application only takes a few minutes, and you don’t have to get a medical exam – just answer a few health-related questions.  With a wide range of coverage options, you can quickly design a policy that provides financial protection for your family if life goes unscripted – even if you have a pre-existing condition.

How it works

Get a free, personalized quote

Complete the simple online application (seriously, it just takes minutes!).

Your application is reviewed, and you are given a final decision (can be same-day).

Let's get your loved ones protected!

Get Guaranteed Coverage with a no-obligation quote

We shop highly rated insurance companies to save you time and money.

© 2022 Safe Harbor Insurance Agency. All rights reserved